State-run Social Security System (SSS) said the pension fund began the mandatory use of payment reference number (PRN) for salary, calamity, emergency, and restructured loan payment transactions starting this month.

In a statement, Aurora C. Ignacio, SSS president and chief executive officer said on Thursday, July 1, that members and covered employers must start using PRN in their loan payment transactions for the billing month covering June 2021.

The use of PRNs — introduced last November as part of SSS’ real-time processing of loans (RTPL) program — facilitates the immediate and correct posting of loan payments to members’ loan accounts.

SSS had initially planned to implement the mandatory use of PRN last February, but was deferred to July give members and covered employers more time to register in the My.SSS portal.

Ignacio said non-PRN loan payments will no longer be accepted beyond June 30, 2021, including loan payments made through Electronic Data Interchange (EDINet) facility.

The PRN for loans is a system-generated number corresponding to a loan billing statement of an individual member (self-employed, voluntary, or Overseas Filipino Worker members) or employer.

Every first to the sixth day of the month, the SSS generates loan billing statements and notices with PRNs and sends them to the registered email addresses and mobile numbers of individual members and employers.

Aside from sending the statements and notices through email and SMS, these are also available starting every seventh day of the month in the PRN-Loans tab of the My.SSS portal in the SSS website.

Should individual members need to modify the amount to be paid in their loan billing statement, they may do so by using their My.SSS account or at SSS branches.

Employers, on the other hand, can make changes only through their My.SSS account, where they must also submit an electronic-Loan Collection List (e-LCL).

They may download the e-LCL from their My.SSS accounts for offline editing and afterward upload/submit the updated e-LCL also through their My.SSS. Once the updated e-LCL is uploaded, they can proceed to pay their employee’s loans using PRN.

The printout or screenshot of the loan billing statement with PRN and barcode or SMS of loans PRN received from the SSS must be presented upon payment.

Short-term loan payments with PRN will only be accepted through SSS branches with Automated Tellering Systems (ATS) or RTPL-compliant collecting partners.

Source: Manila Bulletin (